Letters    

THE SOCIALISTIC NATURE OF INSURANCE SCHEMES

Dear E. P.                                                                                                      August 4, 1993

       I would like to comment on the article, "More On The Uninsured" that appeared under "Briefs": my family is also uninsured. We carry no medical insurance because we believe people are to be responsible for their own care. This idea so foreign to modern American society is one thing that made this nation great, and it is a principle clearly taught in the Word of God (cf. I Timothy 5:8).

        But Americans have rejected their birthright for the pottage of socialism. This is perhaps nowhere more clearly seen than in the insurance industry. For example, Families A, B, C, etc. pay so much money just in case they are taken ill. In the event a member in Family A is taken ill, every family that has elected to yoke up with the insurance company's scheme will be held responsible to meet the demands of the contract Family A made with the insurance company.

       Socialism carries the touch of death. Its very nature is to kill; and it is the principles of socialism built into the insurance industry that is responsible for the often prohibitive cost of medical care. If Americans were to repent, and to return to a health care plan making every family responsible for their own care, medical costs would plummet overnight. ...For this reason, as a Christian family, we would refuse to participate in any national health care program.

ON INSURANCE

Dear B. J.                                                                                                             July 19, 1991

       We have strong convictions against participating in the insurance industry because it operates like the "currency principle" in the banking industry; i.e. it operates on the assumption a certain number of policies will never be presented for redemption.

      This is reprehensible, and has resulted in soaring prices in both the legal and in the medical professions. If people were again responsible to pay for their own services, prices would plummet, but that will not happen so long as other policy holders are expected to pay for services rendered to other policy holders.

      To participate in insurance schemes is to pay on a gamble the services will be needed. We believe it is far better to trust the Lord in the event such services are needed.

     We have saved a great deal of money—money that we could not afford to give away, by not participating in such programs.

     At the same time, lawyers have turned our society into the most litigious in the history of mankind, and for this reason we understand your need to protect yourself. As Christians we cannot sue Christians, or Christian institutions. Be assured that you will never be the object of a legal suit by us; and please exempt us from the program. "May God Smile On You"—J. S. Bach.

OF USURY

Dear A. B. N.                                                                                                     July 26, 1985

       ...The Scriptures teach what is prohibited, what is allowable, and what is the best thing to do. Clearly, exorbitant rates of interest are prohibited, and the lending of money for a return is allowable, but the best thing to do is to give, and not to expect a return.

       God forbade the Israelites to exact interest from loans made to fellow Israelites because it is an act of love to help our brethren. However, interest was allowed from loans made to a Gentile because he might be slain in battle (Deuteronomy 23:19,20).

       There is no love exhibited when we expect to increase our own substance. When we demand interest, we take advantage of people in distressing circumstances; we take advantage of people's carelessness, and inexperience. To seek profit under such circumstances is not compatible with "love thy neighbor".

      Jesus said, "If ye lend to them of whom ye hope to receive, what thank have ye? for sinners also lend to sinners, to receive as much again. But love ye your enemies, and do good, and lend, hoping for nothing again; and your reward shall be great, and ye shall be the children of the Highest: for He is kind unto the unthankful and to the evil. Be ye therefore merciful, as your Father also is merciful" (Luke 6:34-36).

      And, Moses gave commandment, saying, "Thou shalt not harden thine heart, nor shut thine hand from thy poor brother: but thou shalt open thine hand wide unto him, and shalt surely lend him sufficient for his need ...Thou shalt surely give him, and thine heart shall not be grieved when thou givest unto him: because that for this thing the LORD thy God shall bless thee in all thy works, and in all that thou puttest thine hand unto. For the poor shall never cease out of the land: therefore I command thee, saying, `Thou shalt open thine hand wide unto thy brother, to thy poor, and to thy needy, in thy land'" (Deuteronomy 15:7b,8,10-11).

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